Merchant Gateway Manager
(version 2.05 and higher)
Merchant Gateway Manager is an Control Panel configurable add-on
that allows you to set up and alter merchant gateways, the
media for conducting transactions with online credit card
processing centers. The software tracks gateway usage and
provides statistical information on the number of transactions
and total charges for every particular gateway.
Merchant Gateway Manager allows you to setup different merchant
gateway accounts for different types of credit cards (like,
VISA, MasterCard, Discover, American Express). This gives
a possibility to maximize profits by processing every type
of credit card with the gateway that offers the lowest rate
for this type of card.
How to add/activate the Control Panel
merchant gateway accounts
To view or configure Merchant Gateway settings, select Merchant
Gateway in the Settings menu:
The page similar to the one below will appear:
Add new gateway:
- select the merchant gateway;
- press the Add button;
- name and configure the merchant gateway account. You can have various accounts
with the same merchant gateway company.
*For particular merchant gateways configuration see below
- now it has become available to set it for processing of certain type of
credit card charges.
Set Active:
- choose from the previously added available merchant gateway accounts;
- in the Payment type field define what type of credit card charges will be processed;
- press the Activate button.
- now when the merchant gateway is configured and activated it will show up
in the Active field.
*Note, however, that only one of the existing accounts with the same merchant
gateway can be activated at a time.
Important: Make sure you have assigned gateway accounts to every type
of credit card! Otherwise, users who choose to pay with the type of credit
card which is not assigned to any gateway account will be refused in registration
during signup!
Active: shows what type of credit cards are processed by merchant gateway
accounts listed there;
- click the gateway account link to view or edit your active
gateway account settings;
- click the Deactivate link to cancel the assignment.
Edit Gateway: choose any gateway account to view/change its configuration.
*Read more about configuration of merchant gateway account below.
Important: Tune up your billing with Dummy Gateway before getting your
system going. Dummy Gateway enables you to test and see how it works without
actual charges.
Extra settings:
Edit Description (version 2.2 and higher): use it to let your
credit card pay customers know from their credit card statements what transactions
refer to the accruals charged for hosting with Control Panel.
How to configure the Control Panel
merchant gateways accounts
AuthorizeNet
AuthorizeNet merchant gateway accounts are configured through
the following form:
Title: enter/change the name of your merchant gateway account.
Server: enter the server name that you got from the merchant gateway
company when you made a contract for the service.
Port: enter the port that you got from the merchant gateway company
when you made a contract for the service.
Path: enter the path that you got from the merchant gateway
company when you made a contract for the service.
Login: enter the unique login that you got from the merchant gateway
company when you registered your account.
Password: enter the password which comes with the unique login.
Referrer URL: enter the URL of the page where the payment request
will be done from. This is required as under certain circumstances requests
can be cancelled without this information.
Test Mode: - select FALSE, to set the merchant gateway ready for complete processing
of transaction;
- select TRUE, to set the merchant gateway to the test mode, under which
authorization requests are sent through AuthorizeNet to a user's credit card
issuer for verification, however in this case AuthorizeNet won't send the
settlement request to the Merchant Account Provider.
Bibit (version
2.09 and higher)
Bibit merchant gateway accounts are configured through the
following form:
Merchant Key, CyberCash ID, Hash Secret: once you
register CyberCash account you are assigned this login info.
Do not share it with anyone. The security of your system
could be compromised if you do
ePDQ (version
2.09 and higher)
ePDQ merchant gateway accounts are configured through the
following form:
Config File: enter the 5-6 digit code name for
the Link Point server config file. The code name is an analogue
to the login.
Insert the path to the Key File: enter the path
to the certificate that you get the LinkPoint company when
opening a merchant gateway account at LinkPoint.
Paradata
Paradata merchant gateway accounts are configured through
the following form:
Account Token: enter the unique code generated
on the basis of your login and password that you get when
opening the Paradata merchant gateway account.
*Entering TEST before the generated token will set
the merchant gateway account into the test mode.
PayAndShop
PayAndShop merchant gateway accounts are configured through
the following form:
E-Mail: e-mail to receive confirmations from PSiGate
Config File: enter the server config file supplied by PSiGate on
registration with the company.
* With PSiGate account, you'll get the certificate and key*.der
files. When setting up PSiGate account, you'll obtain exclusive names for
these files to be saved into the /hpshere/home/cpanel/shiva/psoft_config/psigate/
directory.
SecurePay
SecurePay merchant gateway accounts are configured through the following form:
Partner: enter your partner ID provided to you
by the authorized VeriSign Reseller who signed you up for
the Payflow Pro service.
AVS (version 2.09 and higher): stands for
Address Verification Service. AVS can be used as an additional
layer of protection for merchants who wish to verify that
the purchaser knows the billing address of the cardholder
(in case these are two different people). This is not a
very serious form of risk mitigation or fraud prevention,
and yet it does give some assurance that a hacker isn't
simply generating a list of valid credit card numbers and
purchasing product at will.
AVS simply matches the numeric portion of the cardholder's
street billing address and the 5 or 9-digit zip code of
the cardholder's billing address.
The AVS request parameters are STREET and ZIP. The processing
network verifies the AVS information, comparing a portion
of the billing address from the request message with address
data on file at the VIC or the issuer's center. Based on
the comparison, a response will be returned which confirms
whether the information matches or not. Banks do not decline
transactions based on the AVS check. The AVS response is
returned as two single tab-delimited characters: YY, NN,
YN, NY (Y-"matches", N for "doesn't match"). This
information is just an advice. However, the Control Panel system
will either allow or decline the transaction in dependence
with the selected AVS status.
*AVS is only supported for US cardholders.
